That was one bill — a trash bill, of all things. Most people hand me four or five.
Why one flat price
Everyone else takes a cut of your savings. I don't touch them.
If I save you $600 a year, you keep all $600. The more I save you, the better the flat $15 looks — my incentive and yours point the same way.
What a $600 win costs you
Typical service (35% cut)
−$210
Dip (flat fee)
$0
A $600 win, three ways
Their cut
You keep
Dip
Flat $15/month, 0% of savings
$180
$420
Rocket Money
30–60% of first-year savings
$180–$360
$240–$420
BillShark
40% of first-year savings
$240
$360
My cost is the subscription — $180 a year, or $149 billed yearly — and it doesn't move when the win gets bigger. Everyone else's does. Published rates: Rocket Money 30–60% of first-year savings, BillShark 40%. The longer comparison.
Trust & safety
Here's what Dip never does.
Built around what your accountant and your most distrustful uncle would both approve of.
Never
Ask for bank credentials
You never hand over a login. Dip negotiates; you handle the money.
Never
Change anything without your nod
Any change to your plan needs a one-tap approval from you.
Never
Downgrade you to fake a win
If a lower bill means losing service you use, I tell you and stop.
Never
Hide how it went
Every call is recorded and disclosed to the rep. You get the audio and the transcript.
Never
Sell your data
No selling, no sharing, no surprises. Encrypted at rest, deletable in one tap.
Things people ask
Yes, the AI actually talks.
Yes — a real-time voice agent that calls on your behalf. It opens every call by identifying itself as an AI assistant and disclosing the recording. It can hear the rep, respond, hold, get transferred, and re-pitch, and you can listen to any call afterwards.
Stop paying full price.
Hand me a bill and I'll tell you, line by line, exactly where you're being overcharged.
I built Dip because Republic Services raised my trash bill and I let it slide for months. When I finally called, 26 minutes got it from $196 back to $104 a quarter — so I built the thing that makes the call.
An agent who lowers your bills so you don't have to.
You do nothing. Dip reads your bills, calls your providers, and sits through the hold music. You just approve the wins from your couch. That's the whole thing.
Cancel anytime·Flat $15/month — Dip keeps 0% of your savings
No percentage of your savings. No contract. Dip keeps 0% of what it saves you.
SAVED · COMCAST
$348/yr
REFUND · AT&T
+$184
HELD FOR YOU
47 min
9:41
● ● ●▮▮▮
TUE · 9:41 AM
Hi, Sam.
SAVED THIS YEAR
$1,840
across 7 billsstill hunting →
Comcast
ON CALL · 04:21
›
“Citing the Fios $50 promo. She's putting me through to loyalty — third transfer.”
AT&T Wireless
Needs your approval
−$25/mo
NEXT UP
Spectrum renewal in 6 days
→
Can Dip work for you?
AND MORE
If your bill's from one of these, yes. Internet, wireless, TV, home security, and trash — anywhere a human picks up a retention line. See your provider below.
Your bills went up this January. Your “introductory rate” expired three months ago. Your internet bill crept up again. Nobody called to say sorry.
It's not really the $30. It's knowing they're counting on you being too tired to call — and being right.
The average American spends roughly 13 hours a year on hold with support lines. — reported by TIME
№ 01
Hold music is a tax on your time
Loyalty calls aren't ten-minute calls. They're transfer-three-times, hold-for-an-hour, repeat-yourself-six-times calls. Designed, on purpose, to wear you down.
hours, not minutes
№ 02
Loyalty is for suckers
The new-customer rate is always cheaper than the one you're on. Your provider knows you won't switch. So you pay the lazy tax — quietly, monthly, forever.
quietly forever
№ 03
You forget about half of them
That gym you joined in March. The streaming bundle from the cable deal. The $4.99 weather app you signed up for in 2019.
more than you think
§ 02
How Dip works
The whole thing fits in three sentences.
No autopay logins. No bank credentials. Dip never sees more than you give it.
STEP 1 OF 3
1
I read your bills
Forward a PDF, snap a photo, or hook up a dedicated inbox alias. I parse the line items and look up the market rate.
INVOICE · APR 2026
Comcast Xfinity
Internet 800 Mbps$89.99
Equipment rental$15.00
Broadcast TV fee$24.50
Regional sports$11.20
Late fee (1)$10.00
Total due
$150.69
← market rate is $59
You're paying $30 too much.
STEP 2 OF 3
2
I make the call
I dial. I survive hold music. I quote a competitor. I escalate to loyalty. I close. I send you the recording.
Dip:Hi, calling about account ending 4471. Looking at the promo rate.
Agent:Promo expired Feb 18, sir.
Dip:I'm seeing Verizon Fios advertised at $50.
Agent:…let me transfer you to loyalty.
● transferred 2×04:21
Real human on the other end. A synthesized voice from me — it says it's Dip's AI assistant and that the call is recorded, every time.
STEP 3 OF 3
3
You approve the wins
Nothing that touches your plan happens without your nod — one tap from your phone, and you can listen to the call it came from.
Needs your nod
11:42 AM
Spectrum offered $54.99/mo, locked 24 months. Take it?
You'd save $312/yr. They'll swap your modem free.
Take it
Push back
every change waits for your tap
§ 03
What a win looks like
One bill, end to end. This is the experience we're shipping.
A walkthrough so you can see the shape of it end to end. The dialogue is illustrative; the numbers are our real Republic Services win.
Sample call · for illustration
01
Mon · 10:14 AM
You forward a bill
A PDF, a photo, or just hook up an alias and let it land. We tag every line item and flag what's above market.
INVOICE
Internet 800 Mbps$89.99
Equipment$15.00
Broadcast TV$24.50
Sports fee$11.20
Total$150.69
02
Tue · 9:02 AM
Dip dials
We pick a calm Tuesday morning. Dip introduces itself, cites a competitor, asks for loyalty pricing, gets transferred.
Dip: Citing Fios $50 promo…
● transferred 2× · 04:21
03
Tue · 9:47 AM
You get a nudge
Every change is yours to approve. One tap. Or push back, and Dip calls again with a new angle.
YOUR APPROVAL
Take $89.95/mo, 24-mo lock?
Saves ~$729/yr
Take it
Push back
04
Tue · 10:03 AM
The receipt lands
Recording, transcript, new rate, savings, and a one-line summary you can forward to your partner so they stop asking.
RECEIPT
$196/qtr→$104/qtr
SAVED / YR$368
recording · transcript · summary
About the numbers above: these are real — Dip beat a Republic Services price hike from $196 to $104 a quarter. Listen to all three calls it took to lock it in, with the full transcripts, in the archive.
Most bill-negotiation services take 30–40% of whatever they save you. Dip charges one flat monthly price and keeps 0% of your savings. The wins are yours.
02
Every call recorded
You get the audio, the transcript, and a plain-English summary.
03
No silent downgrades
If saving you money means giving up something you wanted, we don't take the deal.
04
Your data is yours
No selling, no sharing, no surprises. One-tap delete.
§ 05
Pricing
$15/mo to never be silently overcharged again.
One plan. No tiers, no usage caps, no “essential vs. premium” theater. Every supported bill, for everyone.
The pitch, in one line
“$15 a month to never be silently overcharged again.”
— Chris, founder
$12
/monthBILLED $149/YR
№ 01
Bill negotiation
Cable, internet, cell phone, home security, gym, and more.
№ 02
I watch every charge
If any bill I cover ticks up, I’m on the phone within hours.
№ 03
Cancellation help
For the stuff I can’t negotiate — streaming, software subs, gym.
№ 04
Switch when it's cheaper
If a competing provider beats your current rate, I get you the quote and handle the switch — you approve it first.
№ 05
Every call reviewed
We check the transcript and flag anything weird before you ever see it.
Everyone else takes a cut of your savings. I don't touch them.
If I save you $600 a year, you keep all $600. The more I save you, the better the flat $15 looks — my incentive and yours point the same way.
What a $600 win costs you
Typical service (35% cut)
−$210
Dip (flat fee)
$0
A $600 win, three ways
Their cut
You keep
Dip
Flat $15/month, 0% of savings
$180
$420
Rocket Money
30–60% of first-year savings
$180–$360
$240–$420
BillShark
40% of first-year savings
$240
$360
My cost is the subscription — $180 a year, or $149 billed yearly — and it doesn't move when the win gets bigger. Everyone else's does. Published rates: Rocket Money 30–60% of first-year savings, BillShark 40%. The longer comparison.
§ 06
Trust & safety
Here's what Dip never does.
We built Dip around what your accountant and your distrustful uncle would both approve of. No bank passwords. No surprise switches. No “downgraded plans” to make a number look pretty in a marketing screenshot.
Never asks for bank credentials
You never hand over a login. Dip negotiates; you handle money.
Never switches without your nod
Anything that changes your plan needs a one-tap approval. Always.
Never downgrades to fake a win
If the only way to lower your bill is to lose features you wanted, we don't take it. We tell you and stop.
Never sells your data
Your bills stay with us. Encrypted at rest. Deletable in one tap.
Backed by the boring stuff
Encrypted at rest·Recorded calls (your copy)·Every call discloses the AI and the recording·You approve every change·Delete on request
§ 07
Things people ask
Yes, the AI actually talks.
Other questions we've heard at dinner parties, on Reddit, and from our most distrustful early users.
STILL UNSURE?
Listen to a real call before you give us any bills.
Yes — a real-time voice agent that calls on your behalf. It opens every call by identifying itself as an AI assistant and disclosing the recording. It can hear the rep, respond, hold, get transferred, and re-pitch, and you can listen to any call afterwards.
One last thing
Stop paying full price.
Upload one bill. Watch Dip work. Flat $15/month, 0% of your savings kept, cancel anytime.
no percentage taken · no autopay tricks · we never sell your data
Who built this
Chris Quintin
Founder, Dip · Quintin Tech LLC
I built Dip because Republic Services raised my trash bill and I let it slide for months. When I finally called, 26 minutes got it from $196 back to $104 a quarter — so I built the thing that makes the call.