One person, one very annoying trash bill.

Dip is an AI agent that calls the companies you already pay and negotiates your rate down. It reads your bill, dials the retention line, sits through the hold music, and makes the case. You approve anything before it changes.

It costs a flat $15/month and keeps 0% of what it saves you. That's deliberate: every other service in this category takes a cut of your savings, which means they earn more when your bill was worse. Dip doesn't.

It doesn't negotiate insurance — those rates are state-regulated and acting on them takes licensing we don't have. It also can't help with streaming or app subscriptions, where the real move is cancelling on the website. Dip says so instead of pretending otherwise.

Every call discloses to the person on the other end that it's an AI assistant, and you get a report on what was offered and what changed. Here's a real one.